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Individual Health Insurance

The Individual Health Insurance portfolio offers personal insurance plans for individuals and families. It’s available to Seventh-day Adventist employees and their dependents, who are no longer eligible for group coverage by their employer, due to the following reasons:

  • Resignation
  • Termination
  • Seeking other employment
  • Dependent no longer eligible for coverage under parents plan.


This portfolio provides variety of health plans, premium savings, and includes innovative plan designs with benefits for every need and budged.

  • MaxPlan – the most extensive coverage and the most choice. It gives the security of up to $8 million in lifetime benefits – one of the highest benefit amounts in the industry.
  • CoreMed Plan – broad coverage at the best value. It’s the most cost-effective plan for both everyday and catastrophic needs.
  • RightStart Plan – peace-of-mind health insurance at the most affordable price – targeted at the uninsured population. Essential benefits for as little as half price of other popular plans.
  • OneDeductible HSA Plan – provides extensive coverage while offering the simplicity and convenience of a single, common deductible for all members of the family. The OneDeductible Plan is a Health Savings Account (HSA) compatible insurance plan that can be combines with tax-favored HSA (insurance plan also available without HSA).

SaveRight HSA Plan – a more economical qualified high deductible health insurance plan that allows to fund HAS with premium savings.

* Note: Residents of Oregon and West Virginia will not be able to apply for coverage online.
  • To get a free, no-obligation quote or/and sign up, and for more details

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©2010 Adventist® Risk Management, Inc. | 12501 Old Columbia Pike | Silver Spring, MD 20904
Seventh-day Adventist Church