Disability insurance is an extremely important coverage that will replace your income if you become disabled due to sickness or injury and cannot work. Through the Long-term Disability policy with Hartford Life, your SDA Employer has made provision for your income replacement should the need arise. Most importantly, because it is an employer-provided benefit, it costs you nothing.
All regular full time employees of the North American Division working 35 hours or more are covered under the LTD plan. In the event you become disabled and remain so throughout the 90-day elimination period, LTD will replace your lost income at 66.67% to a maximum of $6,000 per month.
